|
Product
Features
|
Transecute
|
Citi
Bank
|
ICICI
Bank
|
|
Credit Card Support |
| Support
for All Cards Visa/Master |
YES
|
YES
|
YES
|
| Branding |
| Ability to Change the look and feel of the Payment Pages |
easy
and fully brandable
|
NO
|
Requires
API calls - cumbersome
|
|
Integration
Process |
| Available
Integration Kits |
Java
(JSP) / ASP/ PHP/ Perl
|
Specifications
only
|
Java /
DLL
|
| Method
for passing integration parameters |
Checksum
based
|
SSL Socket
based
|
SSL Socket
based
|
| Level
of Integration Difficulty |
LOW
|
High
|
High
|
| Typical
Integration time |
Less than
1 hour
|
Several hours
to days
|
Several hours
to days
|
| Fraud
Prevention and Risk Mitigation *Important* |
| Instant
Fraud Alert Mails for risky Transactions |
YES
|
NO
|
NO
|
| Heuristic
Fraud Pattern Matching and detection engine |
YES
|
NO
|
NO
|
|
Customisable Alert and Action criteria for Risky transactions |
YES
|
NO
|
NO
|
|
Comprehensive daily reports with Risk Scores per Transaction |
YES
|
NO
|
NO
|
| Partial
Captures and Refunds |
YES
|
YES
|
YES
|
| Cost |
| Set
Up |
Rs 20000/-
|
Rs 75,000
or greater
|
Rs 75,000
or greater
|
|
Transaction Discounting rate |
5%
per transaction
|
5%
per transaction
|
5%
per transaction
|
| Monthly
Rental fee |
NIL
|
Rs
5000 to NIL (volume dependant) |
Rs
5000 to NIL (volume dependant) |
| Initial
Reserved Deposit |
NIL |
10%
- 30% of estimated transaction volume |
10%
- 30% of estimated transaction volume |
| Support |
| 24
x 7 Helpdesk |
YES
|
NO
|
NO
|
|
Comprehensive Online Knowledgebase |
YES
|
NO
|
NO
|
| MIS
Interface |
| Compehensive MIS Interface |
YES
|
YES
|
YES
|
| Online
Journal Entries for all Transactions |
YES
|
NO
|
NO
|
| Facility
for online Capture
& Reversals |
YES
|
YES
|
YES
|
| Inital
Signup |
| Approval
Time |
Immediate to 24 hours
|
1 week
or greater
|
1 week
or greater
|
| Transaction
Features |
| Auth
& Capture Support |
YES
|
YES
|
YES
|
